Top crowdlending platforms in the USA

What is crowdlending like in the US?

Who are the top crowdlending platforms in the USA?

1. MyConstant

Constant crowdlending platform, USA
Constant crowdlending platform, USA (source:
  • Flexible loan terms and rates.
  • Free withdrawals.
  • Robust customer support available 24/7. You’ll talk with real people, not bots.
  • Secured lending.
  • A diverse range of options.
  • Cryptocurrency investment tools.
  • Cryptocurrency collateral can be volatile
  • It’s a new platform and is not as established as some of its peers.

2. Upstart

  • Accessible to borrowers without a credit score.
  • Competitive loan terms to borrowers with lower credit scores.
  • Some borrowers don’t pay origination fees.
  • A high maximum interest rate for borrowers.
  • Some borrowers pay extra-large origination fees.
  • Does not allow co-signers.
  • Iowa and West Virginia borrowers cannot access its services.

3. Sharestates

  • Good quality loans.
  • User-friendly auto-invest feature.
  • High minimum investment.
  • Poor investment liquidity.

4. Prosper

  • A large number of investors and borrowers
  • Low minimum investment amount.
  • A long operating history.
  • Relatively low returns for investors.
  • It focuses on consumer loans only.

5. Groundfloor

  • Has a low minimum investment requirement
  • Many different rates to choose from
  • No auto-invest feature
  • No collateral or buyback guarantee on loans.

6. Funding Circle US

  • A remarkable track record.
  • Offers a wide variety of business loans.
  • The minimum investment required is high.
  • Their service charges are high.
  • Only available to accredited investors in the US.

7. Lending Club

  • The platform has a good auto-invest feature.
  • A wide variety of loans are available.
  • High minimum investment amount.
  • Relatively low interest rates.

8. LendingHome

  • Reduced risk because loans are backed by real estate
  • Has an auto-invest feature.
  • High minimum investment.
  • Only accessible by accredited investors.

9. StreetShares

  • It has an auto-invest feature.
  • StreetShares offers an average 5% rate of return to investors.
  • A low minimum starter investment.
  • It lacks loan diversity

10. PeerStreet

  • It offers high-quality real estate loans
  • It has an auto-invest feature.
  • The minimum investment required is high
  • Their returns are relatively low.

The US crowdlending market continues to grow

Get a little bit of everything on Constant




Peer-to-peer lending built on peer-to-peer technology. Refer & Earn $10 | Website

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Peer-to-peer lending built on peer-to-peer technology. Refer & Earn $10 | Website

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