Risk and our P2P lending platform: what you should know

How we protect investors

Borrower default and collateral devaluation

Custodial risk

How we protect borrowers

Your collateral

  • Once at 125% of the investor’s principal and earned profit.
  • Again at 120% of the investor’s principal and earned profit.
  • And finally at 115% of the investor’s principal and earned profit.

Custodial risk and smart contracts

Considerations for non-ERC-20 cryptocurrencies

  1. Using a hardware wallet kept in a secure location off-site. Still custodial, and severely limits our ability to liquidate collateral quickly.
  2. Pegging a non-ERC-20 token to an ERC-20 token. While Wrapped Bitcoin (WBTC) or similar would be ideal, liquidity is too low.

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